Kharcha App & Expense Tracker FAQ
Everything about Kharchawise — the best kharcha app and expense tracker for budget management, loan tracking, and debt management.
General
AI-powered expense tracker for budgeting, loan tracking, and financial insights on Android, iOS, and Web.
Yes, Kharchawise is completely free to use with all features unlocked.
Android, iOS, and Web browser.
Features
Yes, full BS calendar integration for date entry and reports.
Auto-categorization, spending predictions, budget recommendations, and an AI Chat Assistant (Premium).
Yes, Kharchawise includes full loan management with repayment tracking for all users.
Yes, Kharchawise supports all major world currencies.
Security
AES-256 encryption at rest and TLS in transit. We never sell your data.
Yes, fingerprint and face recognition are supported on compatible devices.
Yes, real-time cloud sync ensures your data is always backed up and available across all your platforms.
Account
Use the "Forgot Password" link on the login screen; a reset email will be sent.
Go to Settings -> Account -> Delete Account. All data is permanently removed within 30 days.